Australian Government - Department of Defence - Department of Veteran's Affairs

Subsidy tiers for 2018-19


Subsidy tier

Minimum Permanent service

Minimum Reserve service

Subsidised loan limit

Maximum monthly subsidy

1 4 years 8 years $296,641 Up to $194
2 8 years 12 years $444,962 Up to $291
3 12 years 16 years $593,282 Up to $388


The subsidised loan limits for 2018-19 are used to calculate your DHOAS subsidy if your first payment period commenced within 2018-19.

They do not apply to subsidies first paid in July 2018 that cover the payment periods of May or June 2018. In this case, your subsidy is calculated on the 2017-18 subsidised loan limits.

Monthly subsidy values shown here are valid as at January 2021. These monthly subsidy values fluctuate based on changes in the median interest rate.