Australian Government - Department of Defence - Department of Veteran's Affairs

Defence Service Homes (DSH)   

Defence Service Homes (DSH) offers subsidised housing loans to eligible current and former ADF personnel, in recognition of their service to Australia.

If you first joined the ADF prior to 15 May 1985 (unless you were allotted for service in Namibia) you may be entitled to a DSH Loan.

For more details about DSH eligibility and entitlements, visit