Australian Government - Department of Defence - Department of Veteran's Affairs

Previous subsidy schemes – DHOS/DSH

Switching from DHOS/DSH to DHOAS

Defence Home Owner Scheme

Defence Service Homes

There are two other Defence home loan subsidy schemes that were introduced prior to the Defence Home Ownership Assistance Scheme (DHOAS).

They are the Defence Home Owner Scheme (DHOS), which closed to new applications from 1 July 2010, and Defence Service Homes (DSH).

If you are eligible for DHOAS, you can switch your benefits from one of these older schemes to a DHOAS home loan.