Australian Government - Department of Defence - Department of Veteran's Affairs

Defence Service Homes Insurance benefit for DHOAS-eligible members

Eligible Australian Defence Force (ADF) members and veterans, including Reservists and Peacekeepers, are able to access competitively priced home insurance through Defence Service Homes (DSH) Insurance as an additional benefit. Members do not have to hold a DHOAS subsidy certificate or home loan to purchase the insurance cover, they only need to have served at least one day of service, regardless of their type of service.

Value benefit

A step ahead of other insurers, DSH Insurance has a 100 year legacy of Defence-focused home insurance expertise, offering attractive premiums that include a range of benefits such as no excess for insured events*, accidental damage, and fusion of motor cover at no additional charge. 

No excess on claims is a unique feature that puts our policyholders front of mind as this supports them getting their home back to a pre-damage condition without having to worry about paying an excess - helping ease the pressure on many household budgets.

Key Benefits:

  • Cover for flood and accidental damage 
  • Storm damage
  • Fusion of electric motors that are part of your home, regardless of age of the motor
  • Tailored claims process supported by a broad network of loss adjusters and contractors
  • Temporary accommodation should your home become unfit to live in
  • No excess (other than for earthquake damage and some accidental damage), and
  • Flexible payment options at no extra cost.

Administered by Department of Veterans’ Affairs (DVA), DSH Insurance is a highly valued benefit amongst the Defence community with nine out of ten policyholders renewing their insurance each year.

Web:              Email:              Phone: 1300 552 662

Disclaimer: Please consider the relevant Product Disclosure Statements and the supplementary Product Disclosure Statements before deciding if the insurance product is right for you. This material does not take into account your personal needs, objectives and financial circumstances. Contents, car, landlord, caravan, motorcycle and boat insurance issued by QBE Insurance (Australia) Limited.
Defence Service Homes Insurance Scheme ABN 97 191 187 638 (DSHI) is an authorised representative (no.269 008) of QBE Insurance (Australia) Limited ABN 78 003 191 035, AFSL 239545.