Australian Government - Department of Defence - Department of Veteran's Affairs


Meeting your mortgage obligations

When you make a decision about the amount of your home loan, you need to consider your ability to make your monthly mortgage payments, regardless of your DHOAS subsidy.

DHOAS subsidy payment amounts are subject to fluctuations from changes in subsidy tier level, interest rates and service status. Additionally, ongoing payment of subsidy is dependent on you meeting the conditions of the Scheme and is limited by the length of your entitlement.

As the consistency of DHOAS payments is not guaranteed, the DHOAS subsidy only supplements your mortgage payments, helping to ease the pressures of home ownership.

It remains your responsibility to ensure that you can meet your mortgage repayment obligations, as agreed with your Home Loan Provider, regardless of your DHOAS subsidy.